Bridging Finance
Fast, flexible short-term funding solutions to bridge gaps between transactions, secure time-sensitive opportunities, or provide interim financing while awaiting approvals.
When You Need Bridging Finance
Bridging finance provides the speed and flexibility you need when timing is critical and traditional financing isn't fast enough or suitable for your situation.
Property Purchase
Secure properties at auction or with short settlement periods when traditional finance isn't available in time.
- Auction purchases
- Short settlement periods
- Off-market opportunities
Chain Breaking
Break property chains by purchasing before selling, avoiding the risk of losing your ideal property.
- Buy before you sell
- Avoid chain collapse
- Secure dream property
Refinancing Gap
Bridge the gap when refinancing existing properties or waiting for long-term finance approval.
- Refinancing delays
- Bank approval waiting
- Temporary funding
Why Choose Our Bridging Finance
Fast, flexible funding solutions designed for speed and certainty when timing is critical and traditional financing isn't suitable.
Lightning Fast
Approval in 24-48 hours with settlement in as little as 3-5 business days for urgent opportunities.
Higher LVRs
Loan-to-value ratios up to 80% for residential and 75% for commercial properties, maximizing your purchasing power.
Certainty
Committed funding with clear terms and conditions, providing confidence for time-sensitive transactions.
Flexible Terms
Interest-only payments, capitalized interest options, and flexible exit strategies tailored to your needs.
Expert Support
Dedicated relationship managers available 24/7 to ensure smooth transactions and quick decision-making.
Competitive Rates
Market-competitive interest rates with transparent pricing and no hidden fees or early exit penalties.
Bridging Loan Details
Loan amounts from $100K to $50M+
Interest rates from 8.5% - 15% per annum
Terms from 1-24 months (typically 3-12 months)
LVRs up to 80% (residential) / 75% (commercial)
Interest-only payments or capitalized interest
No early repayment penalties
Exit Strategies
Recent Bridging Finance Case
Auction Purchase - Sydney
$3.2M bridging loan for a property investor to secure a prime commercial property at auction, with 14-day settlement.
Approved in 24 hours, settled in 10 days. The client successfully refinanced to long-term finance after 4 months, saving $180K compared to the next highest bidder.
Need Funding Fast?
Submit your bridging finance scenario today and get indicative terms within 24 hours. Don't let timing cost you the perfect opportunity.