Construction Finance
Comprehensive funding solutions for residential and commercial construction projects, from single dwellings to large-scale developments.
Construction Types We Finance
From single residential dwellings to large commercial developments, we provide tailored construction finance solutions across all project types and sizes.
Single Dwellings
Custom homes, knock-down rebuilds, and luxury residences.
- Up to 95% of costs
- 12-18 month terms
- Progress payments
Townhouses & Villas
Small-scale residential developments and duplex projects.
- Up to 80% of costs
- 18-24 month terms
- Staged settlements
Apartment Buildings
Multi-unit residential developments and apartment complexes.
- Up to 75% of costs
- 24-36 month terms
- Milestone drawdowns
Why Choose Our Construction Finance
Specialized funding solutions designed for developers, with flexible terms and expert support throughout your construction journey.
Fast Approval
Initial approval within 48-72 hours, with full approval typically completed in 2-4 weeks for most projects.
Progressive Drawdowns
Funds released in stages aligned with construction milestones, optimizing cash flow and reducing interest costs.
Up to 70% GRV
Competitive loan-to-value ratios up to 70% of Gross Realizable Value, with higher ratios available for experienced developers.
Development Expertise
Our team understands construction and development, providing guidance and support throughout your project.
Flexible Terms
Loan terms from 12-36 months with interest capitalization options and flexible pre-sale requirements.
Competitive Rates
Market-leading interest rates with transparent fee structures and no hidden costs throughout the loan term.
Construction Loan Details
Loan amounts from $500K to $100M+
Loan-to-cost ratios up to 95% (residential) / 80% (commercial)
Interest rates from 7.5% - 12% per annum
Terms from 12-48 months depending on project complexity
Interest-only payments during construction
Progress payments based on independent valuations
What We Fund
Recent Construction Case Study
Mixed-Use Development - Melbourne
$45M construction facility for a 150-unit apartment complex with ground floor retail, completed on time and within budget.
The developer successfully pre-sold 85% of units during construction, enabling a smooth transition to permanent financing upon completion.
Application Process
Our streamlined application process is designed to get you approved quickly while ensuring all project risks are properly assessed.
Initial Assessment
Submit your project details, development plans, and financial information for preliminary review.
Due Diligence
Comprehensive review of project feasibility, construction contracts, and development approvals.
Formal Approval
Receive formal loan approval with detailed terms and conditions, ready for documentation.
Settlement & Drawdowns
Complete documentation and begin progressive drawdowns as construction milestones are achieved.
Ready to Start Building?
Submit your construction project details today and get indicative terms within 24 hours from our experienced construction finance team.